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Author Archives: Ray Williams (NMLS #216267)

Conventional Loan Limits Are Increasing For 2019!

Posted on November 28, 2018 by Ray Williams (NMLS #216267).

For immediate release: Conventional Loan Limits Denver, Colorado Conventional loan limits are increasing for 2019! Home prices continue to rise across the nation. As announced by FHFA, conventional loan limit changes go into effect Jan 1, 2019. Quick hack if you are buying in December 2018! You can lock in your rate now and even […] …read more

Physician Loans, Are They Right For You?

You may have heard about mortgages specifically for physicians (known as physician loans) and are thinking of buying a home. They are attractive, but make sure you totally understand them to decide if you should take out a physician loan. There really are three main components to understand, so let’s go through them. Important components […] …read more

FHA Vs Conventional Loans; Which Is Better?

FHA Vs Conventional Loans; Which Is Better for you? Here you are a first-time buyer or possible move up buyer. Possibly you are a Veteran looking at a VA home loan? Maybe you are buying in a rural area using a USDA home loan? If not, then you are probably trying to decide: FHA Vs […] …read more

What Is A Jumbo Mortgage?

Here in Denver, the question has been more and more relevant. With rising home prices, many people are faced with needing a jumbo mortgage to buy their dream home. But it is not really clear, so let’s see what we can do to explain what is a jumbo mortgage. It all starts with understanding loans […] …read more

6 Reasons To Do A Credit Approval

Given how crazy aggressive the Denver Real Estate market is, we have seen many people lose offers because of lack of preparation. As a result of two years back, we created an approval process to put you in competition with other offers. Here are 6 reasons to pursue the credit approval 1)- Your offer will compete […] …read more