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Here’s how that Fed rate hike will impact you

With the Federal Reserve’s latest quarter-point (.25%) interest rate increase, the central bank officials now forecast two hikes next year, down from three rate raises previously projected.  The decision affects rates on all kinds of borrowing, from home mortgages to credit cards.  An increase to interest rates usually causes consumer interest rates to rise, but the […] …read more

Mortgage Lending Limits To Increase Significantly For 2019

The Federal Housing Administration announced its new loan limits for 2019, and it looks like most of the country will see an increase. In high-cost areas, the new FHA loan limit ceiling increased to $726,525, up from $679,650 in 2018. The FHA will also increase its floor to $314,827, up from 2018’s $294,515.  These new […] …read more

4 Great Reasons to Consider Buying a Home Today Instead of Waiting

Posted on December 13, 2018 by Kirsten Hamling. Tagged: , , , , ,

1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insight report revealed that national home prices increased 5.4% year over year in October 2018 and are forecast to increase 4.8% from October 2018 to October 2019.  The bottom in home prices has come and gone. Home values will continue to appreciate, thus waiting no longer makes sense. […] …read more

Home Affordability-What is the cost of waiting?

Home Affordability Always the biggest question when someone is looking to buy a home.  “How much do I qualify for”? The true question you are asking is “what is my home affordability?”.   Per dictionary.com, Affordable: Adjective 1. That can be afforded; believed to be within one’s financial means: noun 2. Usually affordable. Items expenses,etc., […] …read more

Physician Loans, Are They Right For You?

You may have heard about mortgages specifically for physicians (known as physician loans) and are thinking of buying a home. They are attractive, but make sure you totally understand them to decide if you should take out a physician loan. There really are three main components to understand, so let’s go through them. Important components […] …read more