You have come to the right place! We are one of Denver’s most knowledgeable FHA lenders. These mortgages are insured by FHA within the Department of Housing and Urban Development. They won’t lend you the money, but an FHA approved lender will.
FHA loan programs are designed to help creditworthy borrowers obtain mortgages to buy a home. They have flexibility with respect to financial hardships. This is more flexible than conventional mortgages with shorter waiting periods.
There are no income limits, and you don’t have to be a first-time buyer to use FHA for financing. They also have a renovation loan called 203K, which will allow you to finance improvements to your home at closing! Interest rates are typically below market rate since the loan is insured by HUD and you carry mortgage insurance.