FHA Home Loan

You have come to the right place! We are one of Denver’s most knowledgeable FHA lenders. These mortgages are insured by FHA within the Department of Housing and Urban Development. They won’t lend you the money, but an FHA approved lender will.

FHA loan programs are designed to help creditworthy borrowers obtain mortgages to buy a home. They have flexibility with respect to financial hardships. This is more flexible than conventional mortgages with shorter waiting periods.

Other benefits

  • 3.5% down payment (gifts and grants accepted)
  • No minimum reserves (savings) after closing
  • More flexible guidelines than conventional loans
  • Down payment assistance available
  • Family members can be a non-occupant co-borrower!
  • 2 year waiting period after discharge of chapter 7 bankruptcy
  • Chapter 13 bankruptcy doesn’t eliminate you
  • 3 year waiting period on a short sale, deed in lieu, and foreclosure
  • Back to Work program (call for details)