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Escrow shortage, what is it? How do you fix it and how can you prevent?

Posted on: January 17th, 2018 by: Tag:, , , , , , , ,

What is escrow shortage? This is a very common among homeowners.  Let’s start with a quick refresher, an escrow account is an account held with your servicer that holds the funds needed to pay your property taxes and homeowners insurance.  An escrow account is set up at the time of your purchase and/or refinance.  It […] …read more

Bridge Loan: Qualify on a new home without being contingent on sale of your existing

Posted on: January 5th, 2018 by: Tag:, , , , , , ,

Bridge Loans from Ray Williams on Vimeo. Qualifying for a purchase in the Denver metro area can be a struggle if you are contingent on the sale of your property.  And the majority of us don’t have the assets needed to help bridge the gap for a down payment without the sale of our existing […] …read more

2018 FHA Loan Limits Announced

Posted on: December 7th, 2017 by: Tag:, , , , , , , , ,

The 2018 FHA loan limits where announced, they increased to $529,000 one-family for Denver metro area.  This is great news for Denver metro area, and has followed in suit with 2018 conventional loan limits that were announced last week. Here is a quick guide to find FHA loan limits for 2018 on your own.  Go […] …read more

2018 Conforming Loan Limits

Posted on: November 28th, 2017 by: Tag:, , , , , , , , , , ,

2018 Conforming (a.k.a Conventional) loan limits have been announced! Looking good for the Denver metro area, better than expected. Nationally that will be at $453,100 (up from $424,100) and in Colorado (drumroll please) we will see Denver & major metro at $529K (high balance loan limit)!  For other counties in Colorado, we are looking at: El […] …read more

Should You Use Property Management Or Not?

Posted on: November 8th, 2017 by: Tag:, , ,

Here you are, maybe a seasoned investor or buying your first rental (heck maybe moving out of your house and making it a rental). You may have that question running through your mind. Should you use property management? It is something we all go through, and a great question. I have been on both sides […] …read more