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Buying a Condo in Denver: The Importance of FHA and VA Approval

FHA-VA-Approved-Condos-Denver

Denver’s real estate market is bustling with opportunities, especially for those looking to purchase condos with FHA (Federal Housing Administration) or VA (Veterans Affairs) loans. These government-backed loans offer distinct advantages but require that the condos meet specific approval criteria. Understanding the importance of these approvals can streamline your purchasing process and broaden your housing […]

The Essential Guide to Home Inspections in Denver: What You Need to Know

Home Inspection Essentials in Denver

When buying a home in Denver, it’s essential to get thorough home inspection is crucial to ensure you’re making a wise investment. Here are 6 critical areas your home inspector should evaluate, along with insights on common misconceptions and a few tips for inspections on new construction homes. 1. Water Damage and Drainage The single […]

Understanding Mortgage Rates in Today’s Climate

Navigating Mortgage Rates

As a mortgage originator, I understand navigating interest rates when buying can be a major concern for prospective homebuyers. As of December 11, 2023, the average 30-year fixed mortgage rate is 7.56%. While this is higher than historical averages, it’s important to remember that rates are cyclical and can fluctuate over time. Also, it is […]

FHA’s New ADU Underwriting Guidelines

A Bright Future for Renters-turned-Investors through FHA’s new announcement for ADU income. Attention, Millennial and Gen-Z renters! If you’ve been eagerly waiting for a window of opportunity to delve into real estate investment, now might just be your time! With the new FHA underwriting guidelines for ADU financing, you could find yourself taking advantage of […]

VA Loan House Hacking: A Guide for Veterans

The Ultimate VA Mortgage Hack for Building Wealth Ever thought your VA mortgage benefits could get even better? Prepare to be mind-blown because there’s a lesser-known house hacking technique with your name written all over it. Read on for the ultimate VA Loan House Hacking Guide for Veterans. And no, this isn’t about buying a […]

The Magic of House Hacking: A Duplex & FHA Mortgage Combo

House Hack FHA Duplex

Ever fancied the idea of someone else making half your mortgage payments? No, we’re not delusional. And yes, it’s a genuine possibility. Let’s dive into a clever, yet completely achievable, strategy to get the most out of your first home-buying experience in 2023. The Charm of a Duplex For the uninitiated, a duplex is essentially […]

2 Reports That Say Now Is a Great Time to Sell Your House

Heading into the spring buying market, there are strong trends starting to emerge. The inventory of homes for sale has increased on a year-over-year basis for eight months in a row. Home price appreciation has continued to grow, although at a slower rate. The homeownership rate has reached heights last seen in 2014, with millennials […]

Why it’s Important to Get Pre-approved Before You Shop for Homes in Denver

Imagine finding your dream home, making an offer, and then losing out because you weren’t preapproved for a mortgage and someone else was. Getting pre-approved is a critical step in the home buying process for several key reasons. Know your budget When you get pre-approved for a loan, your lender will pre-approve a mortgage amount […]

What’s the Best Use of Your Investment Property?

The residential rental market is a fast-growing segment of home buying in Denver and Colorado. The demand for single-family rentals, defined as either detached homes or townhouses, has risen 30% in the past three years. At the same time, the short-term, or vacation rental market is also booming. The popularity of online marketplaces like Airbnb, HomeAway, […]

Do You Know How Much Your Home Has Increased in Value?

Last year, we saw headlines about a possible housing market bubble, and many wondered if Americans still felt confident about the value of their homes. Recently, the 2018 Houzz & Home Study revealed: “Homeowners with mortgages have seen their home equity more than double since 2011, increasing to a record-setting $8.3 trillion in 2017.” The […]

3 Things You Need to Know in a Shifting Real Estate Market

Whether you are thinking of selling your house or buying a home, today’s real estate headlines can be confusing – perhaps even concerning. What is happening with mortgage rates? Are home values dropping or are they just rising at a slower pace? What impact will the economy have on the housing market? If you are […]