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Tag Archives: Gift funds as down payment

The Top 5 Considerations When Using a Gift for a Down Payment

When purchasing a home, many buyers want to put down the largest amount they can realistically afford. The funding for the down payment can come from a variety of places, and sometimes it comes in the form of a gift. If you’re on the receiving end of a down payment gift, what are some considerations […] …read more

Let Me Take You On A Drive

Let me take you on a drive, a metaphoric drive.  This is an example of the loan approval process put into the perspective of taking a drive.   We are heading to Breckenridge from Denver.  And to add to the excitement and anticipation, we have a meeting to attend in 2 hours. In order to get […] …read more

Conventional Loans Using Gift Funds

So, while Fannie Mae was on board with allowing people to use gift funds for down payment this fall for Conventional mortgages. The PMI companies have now transitioned as well. So what this means is that if you are buying a primary residence 1-Unit (only, not rental property either) then you no longer need the […] …read more