About Our Mortgage Team
Ray and his team have more than 25 years combined experience providing Colorado homeowners with purchase and refinance mortgages. Always striving to go the extra step to help secure competitive loan options, interest rates and programs. Working with each client to help them achieve their goals; buying their first or dream home, or creating success with real estate investing. We look forward to working with you for years to come.
Ray Williams - NMLS# 216267/Owner / Licensed Mortgage Broker
Ray was born in Colorado, served in the U.S. Navy and graduated from Metro State with a degree in Computer Information Systems. He is the Owner (Insta: @MortgageMaestro) as you may know. After 15+ years helping people buy their dream home or next rental, refinance, renovate their way to grow their real estate wealth, he has no resume! The mortgage industry is his passion. His approach is refreshing and different. He is not your ordinary lender, as he focuses on structure and strategy and is very educational by nature. He owns rentals and his own business so he understands even the most robust financial profiles of his clients. Away from the office, Ray loves to travel with his family, snowboard, drink good wine, and eat amazing food.
Scott Anderson - NMLS# 1034786/Loan Officer / Licensed Mortgage Broker
Scott is a Colorado native. He comes to us with a family background in Real Estate but a passion for personal finance. He is a family man and sports fanatic (true Bronco & Rockies fan). He has a sarcastic side, but at the office, he is focused, determined, and has dedicated himself to learning the mortgage industry inside and out. His addition to the team has strengthened efficiency.
Aurelia Nunez - NMLS #221352/Loan Processor / Licensed Mortgage Broker
Aurelia has lived in Denver for over 40 years. She is our Loan Processor and a Loan Officer as well. She is bilingual with Spanish as her native language. If Aurelia isn’t in the office you will find her with her family, especially her grandchildren and volunteering at her church. She has been in the mortgage industry for 17+ years, processing and originating. She is the glue of our team, educating her clients, as well as advising our team. Along with her big heart, extensive knowledge and unending commitment she is truly our team’s most valued member.
Sabrina Small-Transaction Coordinator
Born and raised in Shreveport, Louisiana, Sabrina has been in Denver for 34 years. She has been in the mortgage industry since 1992, caring for her customers is her joy and motivator. When she is not working, her passion is discovering new restaurants while spending time with family and friends. Her focus is to Walk In Love, which she hopes is reflected in all that she does every day.
Jesse Toquinto-NMLS #1370209/ Loan Officer/Production Assistant
Jesse has lived in Denver for almost 30 years, coming from Guadalajara Jalisco Mexico. He comes with a well-rounded background in customer service and over 10 years in the mortgage industry. His native language is Spanish and he is very passionate about working with the Latino community. He is a single father of three young boys and when he gets any free time he loves live music concerts of all genres but his favorite is classical, and his favorite singer is the tenor Andrea Bocelli. He likes movies, loves gastronomy and is a tequila connoisseur. He also has a green thumb and a love for plants.
Federico Rojas - NMLS #2107579/Business Development Office
Born and raised in Costa Rica, Federico graduated from the University of Florida as a Master of Science in Entrepreneurship and recently moved into Colorado. Applying his mantra in a daily basis: “we rise by lifting others”, he is passionate about people and enjoys seeing everyone achieve their dreams. Federico has a background in data management and customer service. Hikes, long conversations, exercise, and gastronomy are some of his hobbies. Family is his fuel.
Karina Varner - Junior Loan Processor
Karina is a Southern Arizona native with a background in the mortgage industry, as well as in technology and entrepreneurship. She is dedicated to her family and when she isn’t working, you can find her volunteering at her church or hanging out with her husband and three teenage kids. She has an adventurous soul and loves to travel and discover new cities, cultures, and foods. Her favorite travel destinations are Hawaii for its natural beauty, and New Orleans for its rich music culture, history, and cuisine.