Author Archives: Ray Williams (NMLS #216267)

Six Great Benefits of Home Ownership

Posted on March 3, 2021 by Ray Williams (NMLS #216267).

Pride of Ownership Make your house your home by sharing it with pets or taking on a remodel, all without permission from a landlord. Instead of spending money on your rent payment each month, a home allows you to put your money towards your own home. Social and Community Benefits Homeowners are also more involved […] …read more

What To Do When You’re Buying and Selling At The Same Time

Posted on January 26, 2021 by Ray Williams (NMLS #216267).

There tend to be a lot of different plates spinning in the air when it comes time to buy or sell a home, and that goes double for when buying and selling are both on the table. When it comes to buying and selling property at the same time, there are a few things to […] …read more

Contacting a Third Party Vendor Before Refinancing Your Home

Posted on December 26, 2020 by Ray Williams (NMLS #216267).

We’ve been seeing a lot of advertisements for products and services claiming to help folks refinance their home mortgages, so we’re sure you have too. These companies offer promises of improved financial security after retirement and a reduction in high-interest debt through refinancing. If you’re skeptical about calling a company you heard about on TV […] …read more

The Truth About Appraisals

Posted on November 30, 2020 by Ray Williams (NMLS #216267).

Appraisals act as a value assessment of your home or property. The appraisal process involves hiring a certified appraiser to visit the property and take into account various data, such as the renovation history or inspection status of the structure. Oftentimes, homeowners are baffled by the results of an appraisal–often feeling their home is worth […] …read more

Write-Offs to Remember

Posted on October 30, 2020 by Ray Williams (NMLS #216267).

It’s time to start thinking about how you’ll be filing your taxes! Come January, with the transition into a new year, comes the first phase of organizing taxes for the year prior. While the deadline for getting your taxes filed isn’t until April, many people begin filing and making notes of their write-offs at the […] …read more