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Mortgage down payments — is more always better?

Posted on May 10, 2020 by Ray Williams (NMLS #216267).

There is a lot to be mindful of before signing your mortgage documents, whether it’s for your first home purchase or your third move in a few years. One of the most common questions we get from our customers at Mortgage Maestro Group is “how much should my down payment be?” There is an assumption […] …read more

HomeReady® Mortgage Program is a Hot Topic with Buyers!

Posted on June 25, 2019 by Ray Williams (NMLS #216267). Tagged: , , , ,

This July, the HomeReady program will broaden its income requirements even more, making the idea of homeownership possible for low to moderate income buyers. What is HomeReady? HomeReady® offers low down payments, and flexible sources of funds for buyers, making it a good option for first time home buyers, or anyone who needs expanded options […] …read more

4 Great Reasons to Consider Buying a Home Today Instead of Waiting

Posted on December 13, 2018 by Ray Williams (NMLS #216267). Tagged: , , , , ,

1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insight report revealed that national home prices increased 5.4% year over year in October 2018 and are forecast to increase 4.8% from October 2018 to October 2019.  The bottom in home prices has come and gone. Home values will continue to appreciate, thus waiting no longer makes sense. […] …read more

Home Affordability-What is the cost of waiting?

Home Affordability Always the biggest question when someone is looking to buy a home.  “How much do I qualify for”? The true question you are asking is “what is my home affordability?”.   Per dictionary.com, Affordable: Adjective 1. That can be afforded; believed to be within one’s financial means: noun 2. Usually affordable. Items expenses,etc., […] …read more

Purchasing a home in Colorado’s competive market

  Purchasing a home in Colorado’s competitive market takes strategy.  Many of you think that the only way to purchase in this market is that you have more money to put down and great credit. This is not necessarily the case. Let’s go over some facts and how to put yourself into a better position […] …read more