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How much home can I afford

When you are thinking about purchasing a home typically the first question you ask yourself is “how much home can I afford?”.  This is a great question to get you started but quite honestly, I think there is a more important question you need to be asking yourself.  “What are your expectations in the vision of […] …read more

New Down Payment Assistance Options with CHFA

There are new down payment assistance options with CHFA!  CHFA is known for their down payment assistance programs as well as their specialty programs.  Yesterday CHFA rolled out a change to their down payment assistance grant program and added a zero-percent second.  The down payment assistance grant will now be for up to 4% of […] …read more

Mortgage Broker, Bank and Other

Are you looking for a home mortgage?  Where do you look first? The first place we tend to go is our bank.  We figure that it would be easier to go to our bank since all our finances are already there so it makes sense to consider getting a mortgage through the same financial institution.  […] …read more

Mortgage Rates After The Election

Mortgage Rates After The Election The mortgage rates after the election, we all wondered if it would happen, and it happened, rates when up just a day after the election.  What does this mean and what did that rate rise cost you?  Here is a breakdown of what this may mean for you if you are […] …read more

Are you pre-approved

What is the true value of your lender letter and are you really pre-approved? It is quite disconcerting to see how many lenders at the big box banks are providing lender letters with only a credit report. This only is giving you a false assumption of a pre-approval.  Then there are offers on homes, that they […] …read more