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The Benefits of Growing-Equity in Your Home
Posted on: August 14th, 2019 by: Ray Williams (NMLS #216267) Tag:"Feature", Build Equity, Featured, home buyer advice, home equity, Home ownership, home prices, home purchase, Home value
Over the last couple of years, we’ve heard quite a bit about rising home prices. Today, expert projections still forecast continued growth, just at a slower pace. One of the often-overlooked benefits of rising home prices is the positive impact they have on home equity. Let’s break down three ways this is a win for […] …read more
FHA Moves to Limit Cash-out Refinances
Posted on: August 4th, 2019 by: Ray Williams (NMLS #216267)
Lowers LTV Requirements from 85% to 80% In the last several years, an increasing number of borrowers with loans backed by the Federal Housing Administration have been refinancing their mortgages to extract cash – a trend some have called concerning and risky. Now, the Department of Housing and Urban Development is taking steps to curb the prevalence of cash-out […] …read more
Celebrate Your Independence with a second home/vacation home
Posted on: July 4th, 2019 by: Ray Williams (NMLS #216267) Tag:"Feature", Air BnB, Colorado Vacations, Featured, investment property, Real Estate Goals, Real Estate Investing, second home, Second Home Purchase, vacation home, VRBO
Clebrate the 4th of July in style in a new second home/vacation home. …read more
HomeReady® Mortgage Program is a Hot Topic with Buyers!
Posted on: June 25th, 2019 by: Ray Williams (NMLS #216267) Tag:"Feature", Fannie Mae, Featured, Income Limits, Low Down Payment Options
This July, the HomeReady program will broaden its income requirements even more, making the idea of homeownership possible for low to moderate income buyers. What is HomeReady? HomeReady® offers low down payments, and flexible sources of funds for buyers, making it a good option for first time home buyers, or anyone who needs expanded options […] …read more
Existing-Home Sales Bounce Back, Post gains in all Regions
Posted on: June 21st, 2019 by: Ray Williams (NMLS #216267) Tag:Home Price, Inventory, Mortgage Rates, Purchase power
After 2 straight months of existing-home sales declining, the sales rate rose in May, according to NAR Existing-home sales enjoyed a 2.5 percent month-over-month bump from April to May, according to the latest data from the National Association of Realtors (NAR), released Friday. Sales had declined in each of the past two months. The seasonally-adjusted […] …read more