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NEW Conforming Loan Limits – What to look forward to in 2022

Posted on: January 7th, 2022 by:

Christmas isn’t just an exciting time of the year to enjoy the company of friends and family, the holidays are also very important for anyone with an interest in the real estate market. That is because each November the Federal Housing Finance Agency sets its conforming loan limits for the following year. These new limits […] …read more

Cannabis Business Owner? Self-Employed Borrow? Get a mortgage as a self-employed borrower without income on your tax returns.

Posted on: January 7th, 2022 by:

We all know that the world is a different place in the wake of COVID-19, but sometimes it can take time for certain industries to catch up to those changes. The housing and mortgage market in particular, can be slow to adjust to economic shifts. Everyday there are more and more people looking to purchase […] …read more

How to Prepare Your Credit for Mortgage

Posted on: October 20th, 2021 by:

Whether you are getting ready to purchase your first home,, refinance an existing home, or are hoping to take out a mortgage on a new retirement property or rental property, credit scoring is going to be something on your agenda. We tend to not think much about credit history until it comes time to sign […] …read more

Jumbo loans moving towards 3.5% down up to 1.5M and 5% down up to 1.75M

Posted on: September 15th, 2021 by:

One of the positive signs of America’s economic recovery from the COVID-19 pandemic is the continued strength of the housing market. While uncertainty has plagued some sector’s of the nation’s economy, real estate has remained a bulwark against a broader economic downturn over the last 18 months. This strength in the market has and will […] …read more

Newly Built Homes & Tax Escrows – What you need to know

Posted on: August 26th, 2021 by:

Most prospective homebuyers know that mortgage financials can change depending on location, your bank, your home state, and other common factors. Some less well-known differences can occur when looking at newly built properties versus existing homes that are just changing hands. If you are considering a mortgage on a newly-built home, escrow is one area […] …read more