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Tag Archives: Denver lender

First-time Home Buyer Programs

First-Time Home Buyer Programs There seems to be a lot of misleading and lack of information out there regarding first-time home buyer programs. As an experienced mortgage professional, when I searched “first time home buyer programs”, I found lots of information.  The problem with the information that I found was that there really weren’t any straight […] …read more

Mortgage Rates After The Election

Mortgage Rates After The Election The mortgage rates after the election, we all wondered if it would happen, and it happened, rates when up just a day after the election.  What does this mean and what did that rate rise cost you?  Here is a breakdown of what this may mean for you if you are […] …read more

Are you pre-approved

Posted on October 19, 2016 by Deana Manzanares (NMLS #1286808). Tagged: , , , , , , ,

What is the true value of your lender letter and are you really pre-approved? It is quite disconcerting to see how many lenders at the big box banks are providing lender letters with only a credit report. This only is giving you a false assumption of a pre-approval.  Then there are offers on homes, that they […] …read more

Should you buy or rent?

Most of the calls we receive are renters who have just been notified of their pending rent increase and they are realizing it may make more financial sense to buy rather than continue renting. Or folks moving to Denver from another city. As they put it, they don’t want to be “throwing our money away […] …read more