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Own Your Mortgage Journey: 4 tips to guide your 2024 mortgage pre-approval

Couple with keys to first home

Spring in 2024 is blooming, and with it, the dreams of homeownership. But before you dive headfirst into house hunting, there’s one crucial step: mortgage pre-approval. Our mortgage pre-approval guide for 2024 is your golden ticket gives you an edge in a competitive market, but navigating the process can feel like a labyrinth. Don’t worry, […]

VA Loan House Hacking: A Guide for Veterans

The Ultimate VA Mortgage Hack for Building Wealth Ever thought your VA mortgage benefits could get even better? Prepare to be mind-blown because there’s a lesser-known house hacking technique with your name written all over it. Read on for the ultimate VA Loan House Hacking Guide for Veterans. And no, this isn’t about buying a […]

7 Fun Things To Do This Weekend In Denver

Summer in Denver means fun events, such as music festivals, beer festivals, car shows, and sporting events.  From festivals and fairs to expos and runs, there are dozens of things to do in Denver, see and explore what’s happening this weekend. Five Points Jazz Festival  This free jazz festival on Saturday celebrates the history of Denver’s […]

What’s Ahead For Real Estate in 2019?

As we begin another year, everyone wants to know: “Where is the housing market headed in 2019?” It’s not only buyers, sellers, and homeowners who are impacted. The real estate market plays an integral role in the overall U.S. economy.  Fortunately, key indicators point toward a stable housing market in 2019 with signs of modest […]

Lenders’ Role While You Shop For A Property

You may wonder what your lender is doing while you are out shopping for a property.  Here is a snapshot of what your lender may be doing for you.  In Denver’s aggressive market your lender will be reaching out to the listing agents on any offers you are putting in on a property.  As the […]

Mortgage Hacks

Mortgage Hacks Quick tip to help your mortgage approval go smooth. When completing your mortgage application make sure to have all your dates of employment and living history for the last two years, These dates are extremely important and mandatory for a mortgage application.  Should there be any gaps longer than 3 months be sure […]

Top 5 Reasons To Use A Bridge Loan

So you want to sell your home in Denver this spring? But you are concerned. You live in Denver, one of the hottest real estate markets in the nation. There is a lack of inventory, and you don’t want to have to write an offer that is contingent of selling your existing home. So, what […]

Mortage Pre Approval Vs. Pre Qualified

Mortgage Pre-Approval vs. Pre-Qualified. We’ve written about this topic previously but feel it is one that needs to be revisited.  This is a great question.  There are many of us who don’t know the difference and also don’t understand the difference.  I would like to break it down and give you some insight into both […]

Are you pre-approved

[video_embed name=”Pre-approved”] What is the true value of your lender letter and are you really pre-approved? It is quite disconcerting to see how many lenders at the big box banks are providing lender letters with only a credit report. This only is giving you a false assumption of a pre-approval.  Then there are offers on homes, […]

Let Me Take You On A Drive

Let me take you on a drive, a metaphoric drive.  This is an example of the loan approval process put into the perspective of taking a drive.   We are heading to Breckenridge from Denver.  And to add to the excitement and anticipation, we have a meeting to attend in 2 hours. In order to get […]

5 Reasons to choose a direct lender vs. bank

Most of us tend to reach out to our bank when looking to apply for a loan, more specifically, a mortgage.  Which seems to make the most sense to us, why not start with the place that holds most of if not all our funds and already has our information. Well, I want to point […]

Don’t Put The Cart Before The Horse

You’ve heard the expression “don’t put the cart before the horse”. Well this holds true when wanting to purchase a home. If you are looking to purchase a home you should find a lender before finding a Realtor. Getting pre-approved should be viewed as a mandatory step before looking at homes! Would you go shopping […]